I do not have to talk about money so much, it has never posed a problem to me. I value it for kingdom work and to help others, but other than that I am grounded in knowing that the Lord provides. In fact, my greatest money challenge has never been will I be able to get anything; but instead it is will I be able to help when help is needed. The answer is always yes.
Yet, I get phone calls as a prayer intercessor and emails and prayer requests and 50% of the time the problem stems from money woes. And as I have counseled and prayed; I realize that good advice as found in the b-i-b-l-e…goes a very long ways.
It’s not God’s will for you to come up short with your money:
Beloved, I wish above all things that thou mayest prosper and be in health, even as thy soul prospereth.3 John 1: 2
But my friend…you’ve got to do your part.
I am a tither. I know that the first tenth belongs to God. If that is unsettling to you; my prayer is that you will seek revelation on this.
Here are Eleven reasons why people don’t have enough money:
1. They won’t work…some don’t want to, some only want jobs that pay a certain amount, some refuse to work in certain places…therefore hindering the release of The Blessing. Or if they do work; often they don’t work hard. Maybe you need a second job.
There are people who have been forced to be on a fixed income due to disability or illness and there are people who due to emergencies are forced to lived temporarily off of public assistance and there are people who live in places where there simply are no jobs. If you are one of those…you must pray and ask God to guide you out of that situation.
2. People who live off of credit will eventually come up short. The credit card minimums will continue to increase. A payment of $180.00 a month on a 5,000 balance at a high interest rate could take over 10 years to pay off. Credit card bills eat into your discretionary income. That is the money that you’re supposed to have left over to live off of after all bills are paid.
3. Poor money management. Not keeping a mental or preferably a written record of expenses can mark us for failure.
4. No savings. You must have a savings.
5. Fast food money. Cook your own meals, it is healthier and cheaper. Fast food money goes fast. It is not cheap.
6. No budgetary guidelines. You must live within your means. If you can’t do that then making more money won’t help you; it will ultimately hurt you.
7. Sowing into bad ground produces a bad harvest. The bible says that we reap what we sow.
8. Selfishness. If you try to hold on to your money without any benevolence….it will get away from you.
9. Pray for wisdom on how to spend your money and where to spend your money.
10. Not paying your bills. You will not get ahead by ignoring your bills. Make arrangements with them. They will catch up with you. Pull your credit report and be honest with you.
11. Overspending…guaranteed you are overspending in certain areas. I once bought a harmless looking salad dressing daiky that cost $1.40. I never looked at the bill. IT was costing me $45.00 a month in lunch and it wasn’t THAT GOOD!
****Note, if you are broke all of the time and your money keeps coming up short; guaranteed you’re missing it.
1. Get out your bible and begin to study God’s way of handling your finances
2. Pray about it
3. Buy some books on money management
4. Make a plan and stick to it.
5. Don’t repeat your old ways once God delivers you from debt.
There’s more…but this is a good start. If you can perfect these things, you can expect improvement.